Texas P&C exam outline changes, effective September 1, 2026

Short version
Pearson VUE publishes two content outlines for the Texas General Lines Property and Casualty exam: one for exams taken before September 1, 2026, and one for exams taken on or after it. Every question count is identical between them and the entire general knowledge section is untouched. All of the differences sit in the Texas state-specific section, and most are statutory citations rather than new subject matter.
Which outline applies to you depends on one thing only: the date you sit for the exam. Not the date you registered, not the date you bought your study materials, and not the date your pre-licensing course was written.
That last point is where people get caught out, so this post covers what is different between the two outlines, and how to tell whether the material you are studying from was built on the older one.
What is identical in both outlines
The exam structure does not move at all.
| Both outlines | |
|---|---|
| Scored questions | 130 |
| Unscored pretest questions | 15 |
| Questions on screen | 145 |
| Time limit | 150 minutes |
| Passing score | 70, scaled |
The general knowledge section holds at 100 scored questions, distributed across its six domains exactly as before.
| General knowledge domain | Scored questions |
|---|---|
| I. Types of policies | 22 |
| II. Insurance terms and related concepts | 15 |
| III. Policy provisions and contract law | 13 |
| IV. Types of policies, bonds, and related terms | 23 |
| V. Insurance terms and related concepts | 15 |
| VI. Policy provisions | 12 |
The Texas state-specific section holds at 30 scored questions, split 18 and 12 across its two domains, same as before.
That is worth stating plainly, because it is the thing most likely to be reported wrongly: no domain gained or lost a single question. Anyone telling you the exam got longer, shorter, or reweighted is working from something other than the source document.
What is different: subject matter
Two changes affect what can actually be asked. Both sit in Texas state-specific Domain II.
Medical payments is removed from the automobile insurance topic. Under the December 1, 2025 outline, the automobile insurance provisions subtopic listed four items: coverage, uninsured and underinsured motorists, personal injury protection, and medical payments. Under the September 1, 2026 outline, medical payments is gone. The other three remain.
Auto medical payments coverage still exists in the real world, and it is still fair game in the general knowledge section, which covers personal and business auto broadly. What is different is that it is no longer called out as a Texas state-specific testable item.
Workers' compensation definitions and coverage are merged into one topic. The December 1, 2025 outline listed three separate workers' compensation subtopics: definitions, coverage, and benefits. The September 1, 2026 outline lists two, with definitions and coverage combined, then benefits.
The underlying statutes are unchanged. Texas Labor Code 401.011 and 406.031 through 406.034 are still cited, just under a single heading instead of two. This is a reorganization, not a reduction in scope.
What is different: statutory citations
The rest of the differences are citations. This matters more than it sounds, because Texas state-specific questions are written against specific code sections. If your study material teaches a rule under a superseded citation, the substance may still be right while the reference is wrong, and that is exactly the kind of detail a well-written state question turns on.
Citations that appear in the September 1, 2026 outline and not the earlier one:
| Topic | Added |
|---|---|
| Commissioner: general powers and duties | TIC 32.151, TIC 83.051, TIC 542.010, TIC 404.003 |
| Commissioner: investigation and notice of hearing | TIC 521.003-.004, TIC 541.102-103 |
| Commissioner: cease and desist orders | TIC 541.108, TIC 542.010, TIC 541.110-111 |
| Licensing: agent and agency | TIC 4001.006, TIC 4001.104-.106 |
| Licensing: application, denial, renewal, expiration | TIC 4005.101-.102 |
Citations that appear in the earlier outline and not the current one:
| Topic | Removed |
|---|---|
| Commissioner: general powers and duties | TIC 86.001-.002 |
| Commissioner: investigation and notice of hearing | TIC 541.107-108 |
| Commissioner: penalties | TIC 546.152 |
| Commissioner: cease and desist orders | TIC 546.151 |
| Licensing: continuing education | TIC 1115.056 |
| Licensing: application, denial, renewal, expiration | TIC 4001.105 |
| Agent duties and responsibilities | 28 TAC 4.620 |
| Marketing practices, section-level reference | TIC 4005.101 |
Citations that point somewhere different:
| Topic | Before September 1, 2026 | On or after |
|---|---|---|
| Licensing: agent and agency | 28 TAC 19.1501-.1503 | 28 TAC 1.502 |
| Insurance definitions: transacting insurance | 28 TAC 15.2 | TIC 101.051 |
| Licensing: exemptions and exceptions | TIC 4053.051 | TIC 4002.003 |
| Licensing: appointment | TIC 4001.201 | TIC 4001.201-.206 |
| Commissioner: examination of records | TIC 401.051-.062 | TIC 401.051-.056 |
| Marketing: false advertising | 28 TAC 21.11, 21.115 | 28 TAC 21.111, 21.115 |
| Marketing: misrepresentation | TIC 541.051-.054, 541.060, 542.001-.014; 28 TAC 21.4 | TIC 541.051-.061; 28 TAC 21.4 |
The one worth memorizing
Of everything above, the licensing citation swap is the one most likely to appear on your screen.
Under the earlier outline, agent and agency licensing pointed to 28 TAC 19.1501-.1503. Under the current one it points to 28 TAC 1.502. Section 1.502 is where the grounds for denying, suspending, or revoking a license live, and it is also the citation already used elsewhere in the outline for reporting felony convictions to the Department.
The practical effect is consolidation. Licensing eligibility and licensing denial now sit under the same rule. If you learned this material under the 19.1501 series, the concepts transfer, but update the reference in your head.
One smaller note: the false advertising change from 28 TAC 21.11 to 21.111 is Pearson correcting a typo in the earlier outline. Rule 21.111 is what was always meant. Nothing about the rule itself moved.
How to tell if your study material is out of date
This is the part that keeps mattering long after September 1, 2026 comes and goes, because study guides, question banks, and course videos get written once and revised slowly. A book printed for the 2025 to 2026 exam cycle was built on the December 1, 2025 outline, and it will keep circulating for years.
Four quick checks:
- Search your material for "19.1501." If it appears in the licensing section, the material predates the current outline.
- Look for auto medical payments listed as a Texas-specific topic. In the current outline it is not one.
- Count the workers' compensation subtopics. Three separate headings for definitions, coverage, and benefits means the older structure.
- Check whether the material names an outline date at all. Anything serious says which outline it was built against. Silence on the point is itself informative.
None of this means older material is worthless. The general knowledge section is 100 of the 130 scored questions and it did not change at all. But the Texas state-specific section is 30 scored questions, and on an exam where the first-time pass rate sits near 59 percent, 30 questions is not a rounding error. If you want to see how the state-specific material is weighted against everything else, the Texas exam guide breaks the whole thing down domain by domain.
What to do about it
If you are studying now for an exam on or after September 1, 2026, keep using what you have for general knowledge, because it is current. Verify the citations in the Texas state-specific portion against the tables above. And do not panic about scope: nothing was added to the exam, and the differences are removals, merges, and reference updates.
If you would rather read the source yourself, it is publication #124401 on Pearson VUE's site. Both outlines live in that one file, printed one after the other, with the September 1, 2026 set beginning partway through after the full run of earlier ones. It runs fifty pages, the two versions are not diffed for you, and working out what actually differs between them means reading the Texas state-specific section of each side by side.
Facts verified against primary sources on .