Alabama Accident & Health practice exam

Practice for the Alabama Accident & Health licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: University of Alabama
minutes, one sitting: 120

Written against University of Alabama outline al-ah-2023-08-08.

Sources, checked 5 November 2026

Alabama Accident & Health examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with the testing vendor named on the Alabama Department of Insurance exam sites page. Checked 5 November 2026.

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Accident and Health (Disability) Insurance Candidates
1.An insured under an Alabama individual disability policy gives the insurer notice of a claim. Twenty days later, the insurer has sent no claim forms. Under the required claim forms provision, how may the insured satisfy the policy's proof of loss requirement?
Answer: C. By sending written proof of the occurrence, character, and extent of the loss within the policy's filing period.
When the insurer receives notice of a claim, it must furnish the forms it usually provides for proofs of loss. If it fails to do so within 15 days after notice, the claimant is treated as having met the proof of loss requirement by submitting written proof describing the occurrence, character, and extent of the loss, within the time the policy fixes for filing proofs. Twenty days have passed here, so that route is open. The provision does not extend the filing period until the forms arrive, and it does not restart the clock when they do; the written proof must still be filed within the time stated in the policy. Nothing in it requires a request to the Commissioner first.
Source
Ala. Code Sec. 27-19-9
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Full-length timed exams

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A verified question bank

315 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Alabama Accident & Health exam

12 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Purpose of Insurance
10 verified · 6% of the exam
12Health Foundations
27 verified · 12% of the exam
13Medical Expense Policies
22 verified · 9% of the exam
14Disability Income Policies
34 verified · 10% of the exam
15Uniform Individual Health Policy Provisions Law
26 verified · 11% of the exam
16Group Health
18 verified · 7% of the exam
17Medicare and Medicaid
22 verified · 4% of the exam
18Limited Health Insurance Policies
50 verified · 10% of the exam
19All Licensing Candidates
23 verified · 9% of the exam
2Contract Law
25 verified · 7% of the exam
21Accident and Health (Disability) Insurance Candidates
32 verified · 7% of the exam
3Underwriting and the Application
26 verified · 8% of the exam

315 verified questions across the 12 areas. Try a few of them free, or read what a Alabama Accident & Health sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Alabama Accident & Health questions

How long is the Alabama Accident & Health exam?

You have 120 minutes.

How much does the Alabama exam cost?

University of Alabama sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from University of Alabama before you book. It is charged again for each attempt.

Who administers the exam?

University of Alabama, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

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Alabama Accident & Health practice exam

The real exam, at a glance

Try a question

1.An insured under an Alabama individual disability policy gives the insurer notice of a claim. Twenty days later, the insurer has sent no claim forms. Under the required claim forms provision, how may the insured satisfy the policy's proof of loss requirement?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the Alabama Accident & Health exam

1Purpose of Insurance

12Health Foundations

13Medical Expense Policies

14Disability Income Policies

15Uniform Individual Health Policy Provisions Law

16Group Health

17Medicare and Medicaid

18Limited Health Insurance Policies

19All Licensing Candidates

2Contract Law

21Accident and Health (Disability) Insurance Candidates

3Underwriting and the Application

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Alabama Accident & Health questions