Arizona Property & Casualty practice exam

Practice for the Arizona Property & Casualty licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: PSI
questions (150 scored, 5 to 10 unscored): 155–160
minutes, one sitting: 150
to pass: 70%

Written against PSI outline 13-34-rev-2026-06-11.

Sources, checked 31 October 2026

PSI Arizona Property and Casualty content outline, Series 13-34, the content outline, the scored question count and the time limit. Checked 31 October 2026.
PSI Arizona candidate information bulletin, id 12137, revised 11 June 2026, the passing score, the range of unscored experimental items, and the current exam fee, which PSI sets and publishes there. Checked 31 October 2026.

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Insurance Regulation
1.An Arizona producer tells a policyholder that her existing policy is worthless, so that she will surrender it and buy a replacement. The producer knows the statement is false. She listens, thinks about it, and keeps her existing policy. How does Arizona law treat what the producer did?
Answer: D. It is a prohibited misrepresentation, and knowingly making it in a sale is a class 5 felony
Ariz. Rev. Stat. Sec. 20-443(A) forbids a person from making, issuing or circulating, or causing another to make, issue or circulate, any estimate, illustration, circular, sales material or statement of the kinds it then lists, and paragraph (5) reaches a misrepresentation made to a policyholder in order to induce, or to tend to induce, the policyholder to lapse, forfeit, surrender, retain or convert an insurance policy. The violation is complete once the misrepresentation is made for that purpose, so the fact that this policyholder kept her policy does not undo it, and the quality of the replacement is beside the point because the paragraph addresses the truth of what was said rather than the merits of what was sold. The criminal provision is conditional on a sale: Ariz. Rev. Stat. Sec. 20-443.01(A) makes it unlawful to knowingly make a misrepresentation proscribed by Sec. 20-443 in the sale of insurance, and subsection (B) makes a violation a class 5 felony. This policyholder kept her existing policy, so nothing was sold and the felony provision would be reached only if the misrepresentation were made in a sale; the trade practice prohibition in Sec. 20-443(A)(5) is complete without one. And it is a statutory matter rather than a private contractual one, because Ariz. Rev. Stat. Sec. 20-442 forbids any person to engage in a trade practice that this article prohibits.
Source
Ariz. Rev. Stat. Sec. 20-443(A)(5) (Misrepresentations and False Advertising of Policies); Ariz. Rev. Stat. Sec. 20-443.01 (Misrepresentation in Sale of Insurance; Violation; Classification); Ariz. Rev. Stat. Sec. 20-442 (Unfair Trade Practices Prohibited); Arizona Series 13-34 outline I.B (State regulation)
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What's included

Full-length timed exams

155 questions in 150 minutes, weighted the way the content outline weights them.

A verified question bank

383 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Arizona Property & Casualty exam

13 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Insurance Regulation
56 verified · 5% of the exam
10Commercial General Liability
27 verified · 9% of the exam
11Businessowners Policy
7 verified · 5% of the exam
12Other Types of Property and Casualty Insurance
40 verified · 3% of the exam
13Workers' Compensation Laws
16 verified · 3% of the exam
2Federal Laws and Regulations
32 verified · 2% of the exam
3General Insurance Concepts
29 verified · 11% of the exam
4Property and Casualty Insurance Basics
57 verified · 19% of the exam
5Dwelling Policy Concepts
12 verified · 8% of the exam
6Homeowners Policy Concepts
26 verified · 11% of the exam
7Personal Automobile Policy
16 verified · 11% of the exam
8Commercial Automobile Policy
10 verified · 4% of the exam
9Commercial Property Policies
55 verified · 9% of the exam

383 verified questions across the 13 areas. Try a few of them free, or read what a Arizona Property & Casualty sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Arizona Property & Casualty questions

How many questions are on the Arizona Property & Casualty exam?

The exam presents 155 to 160 questions, of which 150 are scored. The testing vendor publishes a range rather than one figure, because the number of unscored pretest items varies. Those items do not affect your result.

How long is the Arizona Property & Casualty exam?

You have 150 minutes.

What score do you need to pass?

70 percent of the scored questions.

How much does the Arizona exam cost?

PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.

Who administers the exam?

PSI, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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Arizona Property & Casualty practice exam

The real exam, at a glance

Try a question

1.An Arizona producer tells a policyholder that her existing policy is worthless, so that she will surrender it and buy a replacement. The producer knows the statement is false. She listens, thinks about it, and keeps her existing policy. How does Arizona law treat what the producer did?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the Arizona Property & Casualty exam

1Insurance Regulation

10Commercial General Liability

11Businessowners Policy

12Other Types of Property and Casualty Insurance

13Workers' Compensation Laws

2Federal Laws and Regulations

3General Insurance Concepts

4Property and Casualty Insurance Basics

5Dwelling Policy Concepts

6Homeowners Policy Concepts

7Personal Automobile Policy

8Commercial Automobile Policy

9Commercial Property Policies

$29 once, lifetime access

Arizona Property & Casualty questions