California Property practice exam

Practice for the California Property licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: PSI
minutes, one sitting: 90–98
to pass: 60%

Written against PSI outline CDI-LEO-PROPERTY-2026-01-01.

Sources, checked 20 October 2026

California Property examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 20 October 2026.

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This is how every answer is explained.

Property Insurance (General)
1.Under California law, when a covered loss relating to a state of emergency makes a home unlivable, additional living expense coverage under the homeowners policy must last at least how long, subject to other policy provisions?
Answer: B. 24 months from the inception of the loss
Sec. 2060(b)(1) requires additional living expense coverage for a covered loss relating to a state of emergency to run for at least 24 months from the inception of the loss, subject to other policy provisions. The insurer must then grant an extension of up to 12 more months, for a total of 36, when an insured acting in good faith and with reasonable diligence faces reconstruction delays beyond the insured's control, and further six-month extensions are available for good cause. Twelve months is shorter than the statutory minimum. Thirty-six months is the total reachable with the extension, not the starting minimum, and the statute counts from the inception of the loss rather than from a payment. The proclamation of the emergency is not the starting point either, because the period runs from the inception of the loss.
Source
Cal. Ins. Code Sec. 2060(b)(1) (additional living expenses, state of emergency; amended by Stats. 2020, Ch. 261, eff. January 1, 2021, operative July 1, 2021)
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What's included

Full-length timed exams

The real format on the real clock, weighted the way the content outline weights it.

A verified question bank

258 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the California Property exam

5 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1General Insurance
95 verified · 15% of the exam
2Property Insurance (General)
35 verified · 15% of the exam
3Personal Lines Insurance (Property)
69 verified · 38% of the exam
4Commercial Insurance Coverages (Property)
42 verified · 30% of the exam
5Pet Insurance
17 verified · 2% of the exam

258 verified questions across the 5 areas. Try a few of them free, or read what a California Property sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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California Property questions

How long is the California Property exam?

You have between 90 and 98 minutes. The state department of insurance publishes 90 and the testing vendor publishes 98, so plan for the shorter one.

What score do you need to pass?

60 percent of the scored questions.

How much does the California exam cost?

PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.

Who administers the exam?

PSI, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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California Property practice exam

The real exam, at a glance

Try a question

1.Under California law, when a covered loss relating to a state of emergency makes a home unlivable, additional living expense coverage under the homeowners policy must last at least how long, subject to other policy provisions?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the California Property exam

1General Insurance

2Property Insurance (General)

3Personal Lines Insurance (Property)

4Commercial Insurance Coverages (Property)

5Pet Insurance

$29 once, lifetime access

California Property questions