Idaho Life practice exam

Practice for the Idaho Life licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: Pearson VUE
questions (75 scored, 11 unscored): 86
minutes, one sitting: 120

Written against Pearson VUE outline id-121301-InsID-Life0001-2025-07-31.

Sources, checked 5 November 2026

Idaho Life examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 5 November 2026.

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This is how every answer is explained.

Idaho Insurance Law (Life)
1.A replacing insurer that sells through agents receives an application involving a replacement at its regional office on March 2 and issues the proposed policy on March 20. Under Idaho's replacement rule, by when must it send each existing insurer the required written communication about the replacement?
Answer: D. Within five working days of March 2, the date the application arrived at the regional office
An insurer that uses agents must send each existing insurer a written communication about the replacement within five working days, counted from either the date its home or regional office received the application or the date the proposed policy was issued, whichever comes first. Here the application arrived on March 2 and the policy was issued on March 20, so March 2 is the earlier date and controls. Counting from March 20 uses the later date, which the rule does not allow. The rule sets five working days for this communication, not 14 days. The 20-day period after delivery is the applicant's unconditional refund right, not a deadline for notifying the existing insurer.
Source
Idaho Admin. Code r. 18.03.04.014.02.b (Duties of Insurers That Use Agents or Brokers: written communication to existing insurer)
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What's included

Full-length timed exams

86 questions in 120 minutes, weighted the way the content outline weights them.

A verified question bank

269 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Idaho Life exam

2 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1General Knowledge
186 verified · 66.67% of the exam
2Idaho Insurance Law (Life)
83 verified · 33.33% of the exam

269 verified questions across the 2 areas. Try a few of them free, or read what a Idaho Life sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Idaho Life questions

How many questions are on the Idaho Life exam?

The exam presents 86 questions, of which 75 are scored. The remainder are unscored pretest items that do not affect your result.

How long is the Idaho Life exam?

You have 120 minutes.

How much does the Idaho exam cost?

Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.

Who administers the exam?

Pearson VUE, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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