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Iowa Life practice exam

Practice for the Iowa Life licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
Pearson VUE
questions (77 scored, 10 unscored)
87
minutes, one sitting
120

Written against Pearson VUE outline 121601-2026-01-01.

Sources, checked 5 November 2026
  • Iowa Life examination content outline (121601), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 5 November 2026.

Try a question

This is how every answer is explained.

  1. Iowa Law: Pertinent to Life Insurance Only

    1.An Iowa credit insurer's experience on two creditor accounts has been worse than expected, while its other accounts have performed as expected. It files rates above the prima facie rates, and the filing meets the rule's loss ratio conditions. How may the higher rates be applied?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

87 questions in 120 minutes, weighted the way the content outline weights them.

A verified question bank

287 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Iowa Life exam

6 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Types of Policies

    48 verified · 19.48% of the exam

  2. 2Policy Riders, Provisions, Options, and Exclusions

    34 verified · 19.48% of the exam

  3. 3Completing the Application, Underwriting, and Delivering the Policy

    60 verified · 15.58% of the exam

  4. 4Retirement and Other Insurance Concepts

    53 verified · 10.39% of the exam

  5. 5Iowa Law: Common to All Lines

    53 verified · 19.48% of the exam

  6. 6Iowa Law: Pertinent to Life Insurance Only

    39 verified · 15.58% of the exam

287 verified questions across the 6 areas. Try a few of them free, or read what a Iowa Life sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Iowa Life questions

How many questions are on the Iowa Life exam?
The exam presents 87 questions, of which 77 are scored. The remainder are unscored pretest items that do not affect your result.
How long is the Iowa Life exam?
You have 120 minutes.
How much does the Iowa exam cost?
Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.
Who administers the exam?
Pearson VUE, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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