Maine Property & Casualty practice exam

Practice for the Maine Property & Casualty licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: Pearson VUE
questions (140 scored, 17 unscored): 157
minutes, one sitting: 210
scaled score to pass: 70

Written against Pearson VUE outline me-pv-122006-2026-02-02.

Sources, checked 5 November 2026

Maine Property & Casualty examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 5 November 2026.

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This is how every answer is explained.

Maine Law: Property Insurance Only
1.An insured with a Maine standard fire policy wants the policy to also cover windstorm damage to the dwelling. Under the standard fire policy, how must this additional peril be brought into the policy?
Answer: D. By a written endorsement placed on or added to the policy
The other perils or subjects provision of the Maine standard fire policy requires any added peril, or any added subject of insurance, to be brought in by a written endorsement placed on the policy or added to it. Windstorm is such an added peril, so a written endorsement is the route. A separate policy is not required, because the provision itself allows the peril to be added to this one, and the standard form's insuring clause already reaches lightning and removal as well as fire. The provision ties the addition to a written endorsement, not to a mailed request or to an agent's oral approval.
Source
Me. Rev. Stat. tit. 24-A, Sec. 3002(1) (Maine standard fire policy, General Conditions and Stipulations: Other perils or subjects)
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What's included

Full-length timed exams

157 questions in 210 minutes, weighted the way the content outline weights them.

A verified question bank

415 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Maine Property & Casualty exam

9 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Property: Types of Policies
95 verified · 15.71% of the exam
2Property: Insurance Terms and Related Concepts
24 verified · 10.71% of the exam
3Property: Policy Provisions and Contract Law
18 verified · 9.29% of the exam
4Casualty: Types of Policies, Bonds, and Related Terms
98 verified · 16.43% of the exam
5Casualty: Insurance Terms and Related Concepts
33 verified · 10.71% of the exam
6Casualty: Policy Provisions
18 verified · 8.57% of the exam
7Maine Law: Common to All Lines
85 verified · 20% of the exam
8Maine Law: Property Insurance Only
15 verified · 1.43% of the exam
9Maine Law: Casualty Insurance Only
29 verified · 7.14% of the exam

415 verified questions across the 9 areas. Try a few of them free, or read what a Maine Property & Casualty sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Maine Property & Casualty questions

How many questions are on the Maine Property & Casualty exam?

The exam presents 157 questions, of which 140 are scored. The remainder are unscored pretest items that do not affect your result.

How long is the Maine Property & Casualty exam?

You have 210 minutes.

What score do you need to pass?

A scaled score of 70. This is not a percentage or a fixed number of correct answers. Practice percentages do not predict your official scaled score.

How much does the Maine exam cost?

Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.

Who administers the exam?

Pearson VUE, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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Maine Property & Casualty practice exam

The real exam, at a glance

Try a question

1.An insured with a Maine standard fire policy wants the policy to also cover windstorm damage to the dwelling. Under the standard fire policy, how must this additional peril be brought into the policy?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the Maine Property & Casualty exam

1Property: Types of Policies

2Property: Insurance Terms and Related Concepts

3Property: Policy Provisions and Contract Law

4Casualty: Types of Policies, Bonds, and Related Terms

5Casualty: Insurance Terms and Related Concepts

6Casualty: Policy Provisions

7Maine Law: Common to All Lines

8Maine Law: Property Insurance Only

9Maine Law: Casualty Insurance Only

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Maine Property & Casualty questions