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Massachusetts Life practice exam

Practice for the Massachusetts Life licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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$29one-time · Lifetime access

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The real exam, at a glance

administers the exam
Pearson VUE
questions (80 scored, 10 unscored)
90

Written against Pearson VUE outline 122301-2026-07-22.

Sources, checked 4 November 2026
  • Massachusetts Life examination content outline (122301), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 4 November 2026.

Try a question

This is how every answer is explained.

  1. Massachusetts Law Pertinent to Life

    1.A Massachusetts whole life policy sets its policy loan interest under an adjustable maximum rate rather than a fixed cap. How frequently must the insurer determine that maximum rate?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

The real format on the real clock, weighted the way the content outline weights it.

A verified question bank

299 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Massachusetts Life exam

6 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Types of Policies (Life)

    51 verified · 18.75% of the exam

  2. 2Life Provisions, Riders, Options and Exclusions

    34 verified · 18.75% of the exam

  3. 3Completing the Application, Underwriting and Delivering the Policy

    66 verified · 15% of the exam

  4. 4Retirement and Other Insurance Concepts

    53 verified · 10% of the exam

  5. 5Massachusetts Law Common to All Lines

    40 verified · 18.75% of the exam

  6. 6Massachusetts Law Pertinent to Life

    55 verified · 18.75% of the exam

299 verified questions across the 6 areas. Try a few of them free, or read what a Massachusetts Life sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Massachusetts Life questions

How many questions are on the Massachusetts Life exam?
The exam presents 90 questions, of which 80 are scored. The remainder are unscored pretest items that do not affect your result.
How much does the Massachusetts exam cost?
Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.
Who administers the exam?
Pearson VUE, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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