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Michigan Life practice exam

Practice for the Michigan Life licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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$29one-time · Lifetime access

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The real exam, at a glance

administers the exam
PSI
questions (100 scored, 0 unscored)
100
minutes, one sitting
120
to pass
72%

Written against PSI outline 16-65-2026-11-04.

Sources, checked 4 November 2026
  • Michigan Life examination content outline (16-65), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 4 November 2026.

Try a question

This is how every answer is explained.

  1. Insurance Regulation

    1.An individual applying for a Michigan resident producer license files the uniform application the director requires and must declare that everything in it is true, correct, and complete as far as the applicant knows and believes. Under what penalty is that declaration made?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

100 questions in 120 minutes, weighted the way the content outline weights them.

A verified question bank

258 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Michigan Life exam

7 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Insurance Regulation

    41 verified · 17% of the exam

  2. 2General Insurance

    47 verified · 18% of the exam

  3. 3Life Insurance Basics

    54 verified · 21% of the exam

  4. 4Life Insurance Policies

    26 verified · 12% of the exam

  5. 5Life Policy Provisions, Options and Riders

    38 verified · 21% of the exam

  6. 6Annuities

    26 verified · 6% of the exam

  7. 7Federal Tax Considerations

    26 verified · 5% of the exam

258 verified questions across the 7 areas. Try a few of them free, or read what a Michigan Life sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Michigan Life questions

How many questions are on the Michigan Life exam?
The exam presents 100 questions, of which 100 are scored. The remainder are unscored pretest items that do not affect your result.
How long is the Michigan Life exam?
You have 120 minutes.
What score do you need to pass?
72 percent of the scored questions.
How much does the Michigan exam cost?
PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.
Who administers the exam?
PSI, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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