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Minnesota Life & Health practice exam

Practice for the Minnesota Life & Health licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
PSI
questions (130 scored, 15 unscored)
145
minutes, one sitting
180

Written against PSI outline mn-lah-2026-10-28.

Sources, checked 5 November 2026
  • Minnesota Life & Health examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 5 November 2026.

Try a question

This is how every answer is explained.

  1. Minnesota Law: Health Insurance Only

    1.Minnesota law conditions delivery of an individual Medicare supplement plan on the applicant receiving an outline of coverage. When must the initial outline of coverage be given to the applicant, and in what minimum type size?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

145 questions in 180 minutes, weighted the way the content outline weights them.

A verified question bank

532 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Minnesota Life & Health exam

12 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Life: Types of Policies

    44 verified · 11.54% of the exam

  2. 10Minnesota Law: Common to All Lines

    63 verified · 15.38% of the exam

  3. 11Minnesota Law: Life Insurance Only

    33 verified · 3.85% of the exam

  4. 12Minnesota Law: Health Insurance Only

    32 verified · 3.85% of the exam

  5. 2Life: Provisions, Riders, Options, and Exclusions

    34 verified · 11.54% of the exam

  6. 3Life: Application, Underwriting, and Delivery

    32 verified · 9.23% of the exam

  7. 4Life: Retirement and Other Insurance Concepts

    46 verified · 6.15% of the exam

  8. 5Accident and Health: Types of Policies

    111 verified · 12.31% of the exam

  9. 6Accident and Health: Policy Provisions, Clauses, and Riders

    31 verified · 11.54% of the exam

  10. 7Accident and Health: Social Insurance

    36 verified · 4.62% of the exam

  11. 8Accident and Health: Other Insurance Concepts

    48 verified · 3.85% of the exam

  12. 9Accident and Health: Field Underwriting Procedures

    22 verified · 6.15% of the exam

532 verified questions across the 12 areas. Try a few of them free, or read what a Minnesota Life & Health sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Minnesota Life & Health questions

How many questions are on the Minnesota Life & Health exam?
The exam presents 145 questions, of which 130 are scored. The remainder are unscored pretest items that do not affect your result.
How long is the Minnesota Life & Health exam?
You have 180 minutes.
How much does the Minnesota exam cost?
PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.
Who administers the exam?
PSI, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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