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Missouri Life & Health practice exam

Practice for the Missouri Life & Health licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
Pearson VUE
questions (145 scored, 15 unscored)
160
minutes, one sitting
180
scaled score to pass
70

Written against Pearson VUE outline 122601-2026-02-01.

Sources, checked 5 November 2026
  • Missouri Life & Health examination content outline (122601), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 5 November 2026.

Try a question

This is how every answer is explained.

  1. Missouri Life Law

    1.A Missouri debtor's level term credit life coverage is $20,000. When the debtor dies, the unpaid loan balance is $15,000. Under the credit insurance law, what must the certificate say happens to the $5,000 difference?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

160 questions in 180 minutes, weighted the way the content outline weights them.

A verified question bank

518 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Missouri Life & Health exam

12 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Life: Types of Policies

    44 verified · 10.34% of the exam

  2. 10Missouri Law Common to All Lines

    37 verified · 10.34% of the exam

  3. 11Missouri Life Law

    39 verified · 10.34% of the exam

  4. 12Missouri Accident and Health Law

    37 verified · 10.34% of the exam

  5. 2Life Provisions, Riders, Options, and Exclusions

    34 verified · 10.34% of the exam

  6. 3Life: Completing the Application, Underwriting, and Delivering the Polices

    36 verified · 8.28% of the exam

  7. 4Retirement and Other Insurance and Other Insurance Concepts

    43 verified · 5.52% of the exam

  8. 5Accident and Health: Types of Policies

    116 verified · 11.03% of the exam

  9. 6Accident and Health: Policy Provisions, Clauses, and Riders

    37 verified · 10.34% of the exam

  10. 7Accident and Health: Social Insurance

    33 verified · 4.14% of the exam

  11. 8Accident and Health: Other Insurance Concepts

    39 verified · 3.45% of the exam

  12. 9Accident and Health: Field Underwriting Procedures

    23 verified · 5.52% of the exam

518 verified questions across the 12 areas. Try a few of them free, or read what a Missouri Life & Health sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Missouri Life & Health questions

How many questions are on the Missouri Life & Health exam?
The exam presents 160 questions, of which 145 are scored. The remainder are unscored pretest items that do not affect your result.
How long is the Missouri Life & Health exam?
You have 180 minutes.
What score do you need to pass?
A scaled score of 70. This is not a percentage or a fixed number of correct answers. Practice percentages do not predict your official scaled score.
How much does the Missouri exam cost?
Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.
Who administers the exam?
Pearson VUE, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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