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New Hampshire Life & Health practice exam

Practice for the New Hampshire Life & Health licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
PSI
questions (150 scored, 5 to 10 unscored)
155–160
minutes, one sitting
150

Written against PSI outline nhins-12-63-psi-2026-08-04.

Sources, checked 5 November 2026
  • New Hampshire Life & Health examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 5 November 2026.

Try a question

This is how every answer is explained.

  1. Insurance Regulation

    1.A carrier determines that a policyholder is owed a return premium and credits it to the producer who placed the policy. Under New Hampshire's producer fiduciary rule, what must the producer do with those funds?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

155 questions in 150 minutes, weighted the way the content outline weights them.

A verified question bank

474 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the New Hampshire Life & Health exam

13 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1.0Insurance Regulation

    51 verified · 7% of the exam

  2. 10.0Medical Plans

    81 verified · 10% of the exam

  3. 11.0Group Health Insurance

    15 verified · 2% of the exam

  4. 12.0Specialized Health Insurance for Qualified Individuals

    31 verified · 4% of the exam

  5. 13.0Federal Tax Considerations for Life and Health Insurance

    36 verified · 4% of the exam

  6. 2.0Federal Laws and Regulations

    12 verified · 2% of the exam

  7. 3.0General Insurance Concepts

    35 verified · 7% of the exam

  8. 4.0Life, Accident and Health Insurance Basics

    48 verified · 17% of the exam

  9. 5.0Types of Life Insurance Policies

    28 verified · 10% of the exam

  10. 6.0Life Insurance Policy Provisions, Options, and Riders

    42 verified · 15% of the exam

  11. 7.0Annuities

    28 verified · 7% of the exam

  12. 8.0Individual Accident and Health Insurance Policy Provisions

    29 verified · 9% of the exam

  13. 9.0Disability Income and Related Insurance

    38 verified · 6% of the exam

474 verified questions across the 13 areas. Try a few of them free, or read what a New Hampshire Life & Health sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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New Hampshire Life & Health questions

How many questions are on the New Hampshire Life & Health exam?
The exam presents 155 to 160 questions, of which 150 are scored. The testing vendor publishes a range rather than one figure, because the number of unscored pretest items varies. Those items do not affect your result.
How long is the New Hampshire Life & Health exam?
You have 150 minutes.
How much does the New Hampshire exam cost?
PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.
Who administers the exam?
PSI, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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