New York Property & Casualty practice exam

Practice for the New York Property & Casualty licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: PSI
questions: 150
minutes, one sitting: 150
to pass: 70%

Written against PSI outline 17-56-2023-04-28.

Sources, checked 3 November 2026

New York Property & Casualty examination content outline (17-56), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 3 November 2026.

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This is how every answer is explained.

Accident and Health Insurance
1.Under the required Proofs of Loss provision of a New York individual accident and health policy, what is the standard deadline for furnishing written proof of a one-time surgical expense loss, as opposed to a claim paid periodically for continuing loss?
Answer: B. Within 120 days after the date of the loss
For a loss that is not paid periodically on a continuing basis, the required Proofs of Loss provision gives the claimant 120 days after the date of the loss to furnish written proof. The clock starts at the loss, not at the insurer's receipt of notice. Ninety days is the deadline the same provision sets for claims paid periodically for continuing loss, measured from the end of the insurer's period of liability. One year is the outer limit for proof that could not reasonably be furnished on time, not the standard deadline.
Source
N.Y. Ins. Law Sec. 3216(d)(1)(G) (Individual accident and health insurance policy provisions; Proofs of Loss)
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What's included

Full-length timed exams

150 questions in 150 minutes, weighted the way the content outline weights them.

A verified question bank

327 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the New York Property & Casualty exam

11 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Insurance Regulation
23 verified · 9% of the exam
10Other Coverages and Options
43 verified · 7% of the exam
11Accident and Health Insurance
16 verified · 4% of the exam
2General Insurance
40 verified · 9% of the exam
3Property and Casualty Insurance Basics
48 verified · 13% of the exam
4Dwelling (2014) Policy
10 verified · 6% of the exam
5Homeowners (2011) Policy
29 verified · 14% of the exam
6Auto Insurance
26 verified · 11% of the exam
7Commercial Package Policy (CPP)
69 verified · 11% of the exam
8Businessowners (2010) Policy
7 verified · 8% of the exam
9Workers' Compensation Insurance
16 verified · 8% of the exam

327 verified questions across the 11 areas. Try a few of them free, or read what a New York Property & Casualty sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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New York Property & Casualty questions

How long is the New York Property & Casualty exam?

You have 150 minutes.

What score do you need to pass?

70 percent of the scored questions.

How much does the New York exam cost?

PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.

Who administers the exam?

PSI, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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New York Property & Casualty practice exam

The real exam, at a glance

Try a question

1.Under the required Proofs of Loss provision of a New York individual accident and health policy, what is the standard deadline for furnishing written proof of a one-time surgical expense loss, as opposed to a claim paid periodically for continuing loss?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the New York Property & Casualty exam

1Insurance Regulation

10Other Coverages and Options

11Accident and Health Insurance

2General Insurance

3Property and Casualty Insurance Basics

4Dwelling (2014) Policy

5Homeowners (2011) Policy

6Auto Insurance

7Commercial Package Policy (CPP)

8Businessowners (2010) Policy

9Workers' Compensation Insurance

$29 once, lifetime access

New York Property & Casualty questions