Pennsylvania Property & Casualty practice exam

Practice for the Pennsylvania Property & Casualty licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: PSI
minutes, one sitting: 170
to pass: 70%

Written against PSI outline 16-06-2026-03-01.

Sources, checked 19 October 2026

PSI Pennsylvania Property and Casualty content outline, 16-06, the content outline, the scored question count and the time limit. Checked 19 October 2026.
PSI Pennsylvania insurance candidate information bulletin 7286, the passing score, and the current exam fee, which PSI sets and publishes there. Checked 19 October 2026.

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Insurance Regulation
1.A Pennsylvania producer agrees to act on behalf of a commercial client in placing coverage, representing the client rather than any insurer, for a fee the client will pay. What does the Insurance Department Act of 1921 require before the producer acts?
Answer: B. A written agreement with the client setting out the services and disclosing the producer's fee.
Section 671-A separates the two capacities a producer may act in. Subsection (a) requires an appointment only of a producer acting for, or as the representative of, an insurer, and says in terms that a producer who is not acting as an insurer's representative need not be appointed. This producer represents the consumer, so subsection (b) applies: before representing the consumer or acting on the consumer's behalf, the producer must execute a written agreement with that consumer which sets out the services to be provided and discloses fully and completely the fee the consumer is to pay the producer. What subsection (b) calls for is disclosure of the producer's own fee to the client, not a filing with the department about what insurers pay in commission, and Section 671-A imposes no bond.
Source
40 P.S. Sec. 310.71(b), Section 671-A(b) of the Insurance Department Act of 1921 (Appointments), requiring a written agreement executed "prior to representing or acting on their behalf"; Pennsylvania PSI Series 16-06 outline I.B (State regulation)
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What's included

Full-length timed exams

The real format on the real clock, weighted the way the content outline weights it.

A verified question bank

377 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Pennsylvania Property & Casualty exam

13 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1.0Insurance Regulation
54 verified · 20% of the exam
10.0Commercial Crime
10 verified · 2% of the exam
11.0Workers' Compensation Insurance
23 verified · 5% of the exam
12.0Other Types of Property and Casualty Insurance
66 verified · 8% of the exam
14.0Businessowners Policy
7 verified · 3% of the exam
2.0General Insurance Concepts
29 verified · 8% of the exam
3.0Property and Casualty Insurance Basics
63 verified · 14% of the exam
4.0Dwelling Policy Concepts
10 verified · 4% of the exam
5.0Homeowners Policy Concepts
26 verified · 7% of the exam
6.0Personal Automobile Policy
28 verified · 10% of the exam
7.0Commercial Automobile Policy
10 verified · 5% of the exam
8.0Commercial Property Policies
31 verified · 7% of the exam
9.0Commercial General Liability
20 verified · 7% of the exam

377 verified questions across the 13 areas. Try a few of them free, or read what a Pennsylvania Property & Casualty sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Pennsylvania Property & Casualty questions

How long is the Pennsylvania Property & Casualty exam?

You have 170 minutes.

What score do you need to pass?

70 percent of the scored questions.

How much does the Pennsylvania exam cost?

PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.

Who administers the exam?

PSI, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

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Pennsylvania Property & Casualty practice exam

The real exam, at a glance

Try a question

1.A Pennsylvania producer agrees to act on behalf of a commercial client in placing coverage, representing the client rather than any insurer, for a fee the client will pay. What does the Insurance Department Act of 1921 require before the producer acts?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the Pennsylvania Property & Casualty exam

1.0Insurance Regulation

10.0Commercial Crime

11.0Workers' Compensation Insurance

12.0Other Types of Property and Casualty Insurance

14.0Businessowners Policy

2.0General Insurance Concepts

3.0Property and Casualty Insurance Basics

4.0Dwelling Policy Concepts

5.0Homeowners Policy Concepts

6.0Personal Automobile Policy

7.0Commercial Automobile Policy

8.0Commercial Property Policies

9.0Commercial General Liability

$29 once, lifetime access

Pennsylvania Property & Casualty questions