Tennessee Accident & Health practice exam

Practice for the Tennessee Accident & Health licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: Pearson VUE
questions (68 scored, 9 unscored): 77
minutes, one sitting: 105
scaled score to pass: 70

Written against Pearson VUE outline 124301-2026-10-07.

Sources, checked 20 October 2026

Tennessee Accident & Health examination content outline (124301), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 20 October 2026.

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Tennessee Laws and Departmental Rules Pertinent to Accident and Health Insurance Only
1.A group accident and sickness policy marketed in Tennessee includes a clause that reduces its benefits whenever the insured is also paid under a blanket school accident policy. How does Tennessee law treat a policy containing that clause?
Answer: B. It may not be issued or renewed in Tennessee while it contains that reduction clause.
Tenn. Code Ann. Sec. 56-7-2323 bars an insurer, hospital service corporation or medical service corporation from issuing or renewing a group accident and sickness policy whose terms exclude or reduce benefits because the insured has been paid, or is also payable, under a blanket group or franchise school accident policy. The bar applies regardless of who makes the premium contribution, so it does not matter whether the school or the family paid for the school coverage. The section offers no exception for wording the commissioner approves and none for benefits above actual expenses.
Source
Tenn. Code Ann. Sec. 56-7-2323
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What's included

Full-length timed exams

77 questions in 105 minutes, weighted the way the content outline weights them.

A verified question bank

340 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the Tennessee Accident & Health exam

7 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Types of Policies
79 verified · 23.53% of the exam
2Policy Provisions, Clauses, and Riders
42 verified · 22.06% of the exam
3Social Insurance
32 verified · 8.82% of the exam
4Other Insurance Concepts
42 verified · 7.35% of the exam
5Field Underwriting Procedures
45 verified · 11.76% of the exam
6Tennessee Laws and Departmental Rules Common to All Lines
82 verified · 20.59% of the exam
7Tennessee Laws and Departmental Rules Pertinent to Accident and Health Insurance Only
18 verified · 5.88% of the exam

340 verified questions across the 7 areas. Try a few of them free, or read what a Tennessee Accident & Health sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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Tennessee Accident & Health questions

How many questions are on the Tennessee Accident & Health exam?

The exam presents 77 questions, of which 68 are scored. The remainder are unscored pretest items that do not affect your result.

How long is the Tennessee Accident & Health exam?

You have 105 minutes.

What score do you need to pass?

A scaled score of 70. This is not a percentage or a fixed number of correct answers. Practice percentages do not predict your official scaled score.

How much does the Tennessee exam cost?

Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.

Who administers the exam?

Pearson VUE, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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Tennessee Accident & Health practice exam

The real exam, at a glance

Try a question

1.A group accident and sickness policy marketed in Tennessee includes a clause that reduces its benefits whenever the insured is also paid under a blanket school accident policy. How does Tennessee law treat a policy containing that clause?

What's included

Full-length timed exams

A verified question bank

Topic quizzes

Readiness score

What is actually on the Tennessee Accident & Health exam

1Types of Policies

2Policy Provisions, Clauses, and Riders

3Social Insurance

4Other Insurance Concepts

5Field Underwriting Procedures

6Tennessee Laws and Departmental Rules Common to All Lines

7Tennessee Laws and Departmental Rules Pertinent to Accident and Health Insurance Only

$29 once, lifetime access

Tennessee Accident & Health questions