West Virginia Casualty practice exam

Practice for the West Virginia Casualty licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: Pearson VUE
questions (80 scored, 5 unscored): 85
minutes, one sitting: 120
scaled score to pass: 70

Written against Pearson VUE outline 124901-2026-06-16.

Sources, checked 5 November 2026

West Virginia Casualty examination content outline (124901), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 5 November 2026.

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This is how every answer is explained.

West Virginia Casualty Law
1.In a sales presentation, a West Virginia producer accurately describes a homeowners policy's benefits but leaves out the material fact that water damage coverage is sharply limited. The buyer purchases believing water damage is fully covered. How does the West Virginia insurance code treat the presentation?
Answer: A. It is an unfair or deceptive practice, since omitting a material fact misrepresented the policy terms
West Virginia defines as an unfair or deceptive practice a sales presentation, statement or similar communication that, through an incorrect statement or the omission of a material fact, misrepresents a policy's terms, benefits, advantages or conditions. Leaving out the water damage limitation gave the buyer a false picture of the policy's terms, so accurate individual statements do not save the presentation. This part of the section does not depend on any aim of inducing the buyer to lapse or surrender another policy, which is a separate category. The section judges the presentation itself and contains no exception for a buyer who could have read the policy.
Source
W. Va. Code Ann. Sec. 33-11-4(1) (Misrepresentation and false advertising of insurance policies)
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What's included

Full-length timed exams

85 questions in 120 minutes, weighted the way the content outline weights them.

A verified question bank

252 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the West Virginia Casualty exam

4 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Types of Policies, Bonds, and Related Terms
98 verified · 28.75% of the exam
2Insurance Terms and Related Concepts
45 verified · 18.75% of the exam
3Policy Provisions
28 verified · 15% of the exam
4West Virginia Casualty Law
81 verified · 37.5% of the exam

252 verified questions across the 4 areas. Try a few of them free, or read what a West Virginia Casualty sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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West Virginia Casualty questions

How many questions are on the West Virginia Casualty exam?

The exam presents 85 questions, of which 80 are scored. The remainder are unscored pretest items that do not affect your result.

How long is the West Virginia Casualty exam?

You have 120 minutes.

What score do you need to pass?

A scaled score of 70. This is not a percentage or a fixed number of correct answers. Practice percentages do not predict your official scaled score.

How much does the West Virginia exam cost?

Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.

Who administers the exam?

Pearson VUE, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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