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North Carolina Life practice exam

Practice for the North Carolina Life licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
Pearson VUE
questions (55 scored, 5 unscored)
60
minutes, one sitting
75
scaled score to pass
70

Written against Pearson VUE outline 123415-2026-03-02.

Sources, checked 20 October 2026
  • North Carolina Life examination content outline (123415), the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with Pearson VUE. Checked 20 October 2026.

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This is how every answer is explained.

  1. North Carolina Statutes and Regulations Pertinent to Life

    1.Dana bought a policy on her own life for the sole use and benefit of her husband and children, and she kept the right to change the beneficiary. She dies owing debts her estate cannot cover, and her creditors claim the death proceeds. Under the North Carolina General Statutes, what happens to the proceeds?

    Choose an answer to see the explanation.

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What's included

Full-length timed exams

60 questions in 75 minutes, weighted the way the content outline weights them.

A verified question bank

227 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the North Carolina Life exam

5 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Types of Individual Life Insurance

    22 verified · 30.91% of the exam

  2. 2Annuities

    24 verified · 9.09% of the exam

  3. 3Policy Provisions, Options, and Other Features

    40 verified · 20% of the exam

  4. 4Other Life Topics

    77 verified · 14.55% of the exam

  5. 5North Carolina Statutes and Regulations Pertinent to Life

    64 verified · 25.45% of the exam

227 verified questions across the 5 areas. Try a few of them free, or read what a North Carolina Life sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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North Carolina Life questions

How many questions are on the North Carolina Life exam?
The exam presents 60 questions, of which 55 are scored. The remainder are unscored pretest items that do not affect your result.
How long is the North Carolina Life exam?
You have 75 minutes.
What score do you need to pass?
A scaled score of 70. This is not a percentage or a fixed number of correct answers. Practice percentages do not predict your official scaled score.
How much does the North Carolina exam cost?
Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.
Who administers the exam?
Pearson VUE, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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