North Carolina Property practice exam

Practice for the North Carolina Property licensing exam under real exam conditions.

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The real exam, at a glance

administers the exam: Pearson VUE
questions (55 scored, 5 unscored): 60
minutes, one sitting: 75
scaled score to pass: 70

Written against Pearson VUE outline 123415-2026-03-02.

Sources, checked 19 October 2026

Pearson VUE publication #123415, North Carolina content outlines, the content outline and the scored and unscored question counts. Checked 19 October 2026.
Pearson VUE publication #123400, North Carolina insurance licensing candidate handbook (October 2025), the time limit and the passing score, and the current exam fee, which Pearson VUE sets and publishes there. Checked 19 October 2026.

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This is how every answer is explained.

North Carolina Statutes and Regulations Pertinent to Property Insurance
1.A North Carolina policyholder identifies himself properly and sends his insurer a written request for access to recorded personal information about him, which he describes reasonably and which the insurer can reasonably locate and retrieve. What does the Insurance Information and Privacy Protection Act require of the insurer?
Answer: C. Within 30 business days, to inform the policyholder of the nature and substance of the information and to let him see and copy it or obtain a copy by mail.
N.C. Gen. Stat. Sec. 58-39-45(a) applies where a properly identified individual makes a written request of this kind, and it gives the insurer 30 business days from receipt of the request to do several things. The first is to tell the individual what the recorded personal information is about and what it says. The second is to let the individual look at it and copy it in person, or else receive a copy through the mail, whichever the individual prefers. So the clock is 30 business days, and the choice between viewing in person and a mailed copy belongs to the individual. Disclosing the sources is part of the same duty but not the whole of it: subsection (b) requires that information furnished identify the source where that source is institutional. Nor does the insurer have to do any of this free, because subsection (d) allows a reasonable fee to cover the cost of providing a copy, except for personal information provided under Sec. 58-39-55.
Source
N.C. Gen. Stat. Sec. 58-39-45(a) (Access to recorded personal information), under which the insurer "shall within 30 business days from the date such request is received" inform the individual of "the nature and substance of such recorded personal information" and permit the individual to see and copy it; North Carolina Pearson VUE publication 123415 outline IV.E (Insurance Information & Privacy Protection Act)
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What's included

Full-length timed exams

60 questions in 75 minutes, weighted the way the content outline weights them.

A verified question bank

283 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the North Carolina Property exam

4 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

1Terms and Concepts (Property)
62 verified · 12.73% of the exam
2Personal Insurance Coverages (Property)
33 verified · 45.45% of the exam
3Commercial Insurance Coverages (Property)
40 verified · 18.18% of the exam
4North Carolina Statutes and Regulations Pertinent to Property Insurance
148 verified · 23.64% of the exam

283 verified questions across the 4 areas. Try a few of them free, or read what a North Carolina Property sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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North Carolina Property questions

How many questions are on the North Carolina Property exam?

The exam presents 60 questions, of which 55 are scored. The remainder are unscored pretest items that do not affect your result.

How long is the North Carolina Property exam?

You have 75 minutes.

What score do you need to pass?

A scaled score of 70. This is not a percentage or a fixed number of correct answers. Practice percentages do not predict your official scaled score.

How much does the North Carolina exam cost?

Pearson VUE sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from Pearson VUE before you book. It is charged again for each attempt.

Who administers the exam?

Pearson VUE, on behalf of the state.

Are these practice questions the real exam questions?

No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.

How do I know when I am ready?

A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.

Can I use it on my phone?

Yes. Everything works in your phone's browser, with no app to install.

How do refunds work?

Email us within 7 days of purchase for a full refund. No forms.

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