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North Dakota Accident & Health practice exam

Practice for the North Dakota Accident & Health licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
PSI
questions (110 scored, 5 to 10 unscored)
115–120
minutes, one sitting
150
to pass
70%

Written against PSI outline psi-ndins-ah-2024-12-27.

Sources, checked 5 November 2026
  • North Dakota Accident & Health examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 5 November 2026.

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This is how every answer is explained.

  1. North Dakota Laws and Regulations Pertaining to Accident and Health Insurance

    1.An insured paid a full annual premium on an individual accident and health policy in January and died in April. The insurer, which has no valid defense to paying benefits, receives notice of the death in May. What does the required premium refund provision obligate the insurer to do?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

115 questions in 150 minutes, weighted the way the content outline weights them.

A verified question bank

392 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the North Dakota Accident & Health exam

11 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Insurance Regulation

    44 verified · 9.09% of the exam

  2. 10Specialized Health Insurance for Qualified Individuals

    29 verified · 5.45% of the exam

  3. 11Federal Tax Considerations for Health Insurance

    21 verified · 2.73% of the exam

  4. 2North Dakota Laws and Regulations Pertaining to Accident and Health Insurance

    68 verified · 27.27% of the exam

  5. 3Federal Laws and Regulations

    16 verified · 2.73% of the exam

  6. 4General Insurance Concepts

    25 verified · 6.36% of the exam

  7. 5Accident and Health Insurance Basics

    30 verified · 11.82% of the exam

  8. 6Individual Accident and Health Insurance Policy Provisions

    31 verified · 10.91% of the exam

  9. 7Disability Income and Related Insurance

    38 verified · 6.36% of the exam

  10. 8Medical Plans

    77 verified · 13.64% of the exam

  11. 9Group Health Insurance

    13 verified · 3.64% of the exam

392 verified questions across the 11 areas. Try a few of them free, or read what a North Dakota Accident & Health sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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North Dakota Accident & Health questions

How many questions are on the North Dakota Accident & Health exam?
The exam presents 115 to 120 questions, of which 110 are scored. The testing vendor publishes a range rather than one figure, because the number of unscored pretest items varies. Those items do not affect your result.
How long is the North Dakota Accident & Health exam?
You have 150 minutes.
What score do you need to pass?
70 percent of the scored questions.
How much does the North Dakota exam cost?
PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.
Who administers the exam?
PSI, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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