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North Dakota Life practice exam

Practice for the North Dakota Life licensing exam under real exam conditions.

10 free questions

The real thing, answered and explained. No account, no email.

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The real exam, at a glance

administers the exam
PSI
questions (110 scored, 5 to 10 unscored)
115–120
minutes, one sitting
150
to pass
70%

Written against PSI outline psi-ndins-life-2024-12-27.

Sources, checked 5 November 2026
  • North Dakota Life examination content outline, the content outline and the exam format figures this page states (question counts, time limit and, where the vendor publishes one, the passing score); the exam fee is set by the testing vendor or the state, so check the current figure with PSI. Checked 5 November 2026.

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This is how every answer is explained.

  1. North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities

    1.Under North Dakota law, how long does the purchaser of an individual life insurance policy have to return it for a refund of the premium, and when does that period begin?

    Choose an answer to see the explanation.

Try all 10 free questions

What's included

Full-length timed exams

115 questions in 150 minutes, weighted the way the content outline weights them.

A verified question bank

301 questions, every answer explained and cited to the statute, rule or policy form it rests on.

Topic quizzes

Short sets on whatever you're weakest at.

Readiness score

It moves as you practice, weighted by topic. Book the real exam when it says you are ready.

What is actually on the North Dakota Life exam

9 areas, each carrying the share of the exam its content outline gives it. Here is what we hold against every one of them.

  1. 1Insurance Regulation

    44 verified · 10.91% of the exam

  2. 2North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities

    60 verified · 25.45% of the exam

  3. 3Federal Laws and Regulations

    6 verified · 2.73% of the exam

  4. 4General Insurance Concepts

    29 verified · 7.27% of the exam

  5. 5Life Insurance Basics

    43 verified · 11.82% of the exam

  6. 6Types of Life Insurance Policies

    31 verified · 12.73% of the exam

  7. 7Life Insurance Policy Provisions, Options, and Riders

    42 verified · 18.18% of the exam

  8. 8Annuities

    34 verified · 7.27% of the exam

  9. 9Federal Tax Considerations for Life Insurance

    12 verified · 3.64% of the exam

301 verified questions across the 9 areas. Try a few of them free, or read what a North Dakota Life sitting looks like before you decide how to study for it. Counts are read from the bank itself, so this list is what exists today, not what is planned.

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North Dakota Life questions

How many questions are on the North Dakota Life exam?
The exam presents 115 to 120 questions, of which 110 are scored. The testing vendor publishes a range rather than one figure, because the number of unscored pretest items varies. Those items do not affect your result.
How long is the North Dakota Life exam?
You have 150 minutes.
What score do you need to pass?
70 percent of the scored questions.
How much does the North Dakota exam cost?
PSI sets the exam fee and can change it, so we do not print a figure here. Check the current fee in the candidate bulletin or handbook from PSI before you book. It is charged again for each attempt.
Who administers the exam?
PSI, on behalf of the state.
Are these practice questions the real exam questions?
No. Every question is original work written against the published exam content outline. Reproducing live exam questions would be both unlawful and useless preparation.
How do I know when I am ready?
A readiness score tracks your accuracy in each exam area, weighted the way the published content outline weights them. It stays hidden until you have answered enough questions across enough areas for it to mean anything.
Can I use it on my phone?
Yes. Everything works in your phone's browser, with no app to install.
How do refunds work?
Email us within 7 days of purchase for a full refund. No forms.

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